• Telephone: 303.659.5006
  • Toll Free 888.824.0799
  • Fascimilie: 303.659.8190
  • Email: FIS@FloodSVCS.com


Flood Statistics and Facts

  • Every year, flooding causes more than $2 billion of property damage in the US
  • In a high risk area, a home has a 25% chance of being damaged by flood during the course of a 30-year mortgage, compared to a 9% chance of fire
  • Roughly 25% of all claims paid by the NFIP are for policies in low to moderate risk communities (Flood Zones B, C and X)
  • In some cases, it takes 30 days after purchase for a policy to take effect, so it's important to buy insurance before the floodwaters start to rise
  • Federal disaster assistance is usually a loan that must be paid back with interest. For a $50,000 loan at 4% interest, your monthly payment would be around $240 a month ($2,880 a year) for 30 years. Compare that to a $100,000 flood insurance policy, which is about $400 a year ($33 a month)
  • When your community participates in the Community Rating System (CRS), you can qualify for an insurance premium discount of up to 45%.
  • Over the past 10 years the average flood claim has amounted to over $33,000. Flood insurance is the best way to protect yourself from devastating financial loss.
  • Floods and flash floods happen in all 50 states.
  • Everyone lives in a flood zone (either High Risk, Moderate Risk, or Low Risk)
  • It only takes a few inches of water to cause major damage to your home and its contents
  • Flash floods often bring walls of water 10 to 20 feet high
  • Hurricanes, winter storms and snow melt are common (but often overlooked) causes of flooding
  • New land development can increase flood risk, especially if the construction changes natural runoff paths.

Click here to receive your Flood Insurance quote today!

Better Business Bureau Flood Insurance Services Twitter Flood Insurance Services Facebook

Denver Website Design | Bjorn Productions